Who I help
A steady paycheck is the perfect foundation to build on.
BPO professionals often start earning young, with reliable income. That combination is exactly what makes protection and savings so achievable.

Helping Filipino families protect what matters most.
- 7-time
- Medallion Awardee for consistent service
- Grand Slam
- Awardee, advisor level, 2024
- Macaulay
- Awardee with Sun Life Philippines
- Nationwide
- Online and face to face, wherever you are
The first conversation is free, unhurried, and never a sales pitch. We simply look at where you are, and you decide what happens next.
What a steady income can quietly miss
Company benefits leave with the job
HMO and group coverage are real, but they belong to your employer. Resign or move accounts, and they usually end with your last payslip.
Health at odd hours adds up
Night shifts and long hours take a toll over time. Protection against serious illness is worth putting in place while you are young and well.
Small, steady amounts compound
You do not need a large sum to begin. Regular, comfortable contributions started now grow into something meaningful, and the habit is the hard part, not the amount.
What changes
Sun Secure Income lets you turn a steady paycheck into life protection plus guaranteed cash benefits, a savings habit that pays you back. Sun Fit and Well Advantage adds coverage for serious illness that is independent of your employer. We start with an amount that fits your budget today, and grow it as you do, always at your pace.
Questions I hear from this group
I do not earn a lot yet. Is it still worth starting?
It is, and starting small is completely fine. The value of beginning now is time and habit, not size. We set an amount you can comfortably keep, and increase it whenever you are ready.
My HMO from work covers me already, right?
For the small and frequent things, yes, and you should keep it. It does not replace your income if you cannot work, and it ends if you leave the company. Owning a little of your own means your protection is not tied to your employer.
LET'S BEGIN
Let's build your financial future together.
Every financial journey starts with a single conversation. Protect your loved ones, build toward your goals, and find real peace of mind.
Protecting what matters most
The fastest way to reach me. I reply personally, usually within a day.
- Mobile0917 807 7486
- Emailruth.abestilla@yahoo.com
- FacebookRuth Bermudez Abestilla
- Based inSanta Rosa, Laguna, Philippines